Filipinos consider themselves healthy; but needs to exercise regularly — that is a nutshell is the result of the recently concluded Sun Life Financial Asia Health Index commissioned by leading insurance company, Sun Life.
Always praised for its optimistic attitude, Filipinos ranked the highest when it comes to the total level of happiness, compared with its other Asian neighbors, notching exceptional numbers on how they regard their relationship with both family and colleagues.
However, Filipinos have a long way to go when it comes to their health. In the study, 61% of Filipinos admitted that they do not engage in any type of physical activities, citing lack of personal motivation, distraction of modern life, cost and lack of accessible venues to engage in sports and other activities.
The findings of the study is significantly worrying, considering that a large part of the population belong to “Generation O,” a segment of the population which is overworked, overweight and overwhelmed, which was first identified by Sun Life during their 2014 study. This is the same segment of the population that continues to struggle with their health goals.
The silver lining of the study showed that Filipinos are still very positive about the state of their health. In fact, the Philippines scored the highest compared to other Asian countries when it comes to the overall Health Index, scoring high on emotional health and coming second to Indonesia when it comes to physical health.
Personally, the findings of the recent study resonated well with me — an “overweight, overworked and overwhelmed”thirty-something desperate to find means to get healthy. Like many of young, urban professionals, my work currently consumes a better part of my waking hours and getting healthy means finding ways to find activities that answers my needs and lifestyle.
That is why Sun Life Financial’s SUN Fit and Well, a new generation wellness product that offers comprehensive life and health protection from childhood to the golden years, seemed like an interesting and viable investment for me.
After undergoing an early mid-life crisis last year, one of the things I did to improve myself and my life is to start picking on viable investments that will prove to be helpful in my old age. I started financial investments with two other life insurance agencies and then started investing in real estate.
During the SUN Fit and Well launch, I realized that if I am capable of investing on my financial freedom, I am also more than capable to invest on my health and well-being. As someone who holds an extensive and sizable HMO coverage, I am comforted by the fact that SUN Fit and Well serves as a perfect complement to my health care benefits and thoroughly covers a large chunk of my health journey:
The coverage that comes with the investment are both notable and convenient, covering from hospitalization to preventive health care:
- Preemptive Wellness Benefit1
Proactively maintain your health! Enjoy special access and privileges to various wellness activities that will help you stay fit and healthy.
- Comprehensive Critical Illness Benefit
Enjoy peace of mind knowing that SUN Fit and Well covers you at a young age up until your senior years, providing financial benefits upon diagnosis of any of the 100+ critical conditions across minor and major stages.
- Specific Cancer Booster Benefit
Further ease your financial worries with additional cash benefit equivalent to 50% of the Face Amount upon first diagnosis of any covered advanced-stage cancer.
LIFE INSURANCE PROTECTION2
Secure your loved ones’ future with guaranteed life insurance protection equivalent to the policy’s Face Amount until Age 100.
SPECIAL BONUS AND DIVIDEND EARNINGS3
Be rewarded with a Special Paid-Up Bonus at the end of the premium paying period, and annual dividend earnings thereafter which may be withdrawn anytime or left with Sun Life to accumulate.
LIMITED PAYMENT PERIOD
SUN Fit and Well can be fully paid in 10, 15 or 20 annual installments, and payments are fixed throughout the paying period. Semi-annual, quarterly, and monthly4 modes are also available to make payments more affordable.
(SOURCE: Sun Life Financial Philippines website)
As part of its preventive health initiatives, SUN Fit and Well also offers access to GoWell, Sun Life’s very own wellness program where members can enjoy easy access to health and wellness information, fitness and wellness activities, nutrition and health experts.
Hopefully, I will be able to afford SUN Fit and Well this year, after I have crunched some numbers and check the cash flow. This is one investment I do not mind making, for my future and my health.