Health care should be for all: PhilCare’s prepaid emergency health cards fill a gap.

The nature of my job and the industry I am in allows me to see a face of health care in the Philippines that is not visible to common Filipinos. Because of my job, I am aware that only 4% of Filipinos have access to efficient health care in the country. This usually means the top hospitals and clinics in the country, helmed by some of the best doctors and most efficient nurses and with access to some of the best technology in the industry.

But what about the rest?

Unfortunately, doing PR within the health care industry means I come across depressing statistics: for example, did you know that six out of 10 Filipinos die without seeing a doctor? While government hospitals are there, we do know that long lines, the sheer density and number of patients and the long wait usually turn off any potential patients. A common (but unfortunate) joke that usually goes around when visiting a local government hospital is that you have to be a step, jump and skip away from death before the dedicated (but overworked) doctors can assist to you due to the number of patients they also see.

Would it be possible for Filipinos to have access to emergency health care at a more affordable cost?


PhilCare ER Vantage Cards
PhilCare ER Vantage Cards

PhilCare, one of the pioneers in the Philippines’ HMO industry, has recently launched its ERVantage products, a line of prepaid emergency health cards that provide easy and immediate access to any of the company’s many affiliated hospitals nationwide during emergency situations.

PhilCare Health Vantage
PhilCare Health Vantage

These prepaid health cards have the following variants:
* ER Vantage (Emergency Care and Hospitalization) for coverage of hospital emergency care leading to hospitalization, including the ERV40 (P900 for one-time coverage per year up to P40,000 health benefits), ERV60 (P1,100 for one-time coverage per year up to P60,000 health benefits), and ERV80 (P1,300 for one-time coverage per year up to P80,000 health benefits) variants

* ER Shield (ERS) for out-patient hospital emergency room coverage for one-time coverage per year, available for P800 with up to P50,000 in health benefits

* Smart Check-Up (SCB) for annual physical examination or pre-employment package available for P499 that includes tests such as Medical History Taking, Physical Examination, Chest X-Ray, Complete Blood Count, Urinalysis, and Fecalysis

Both the ER Vantage and ER Shield cards are inclusive of diagnostic and therapeutic procedures, nationwide access to more than 400 designated PhilCare affiliated hospitals, Go!Mobile app access, as well as PhilCare 360 participation. The SCB card, meanwhile, may be used at any PhilCare Clinics and Hi-Precision branches in Metro Manila.

For as low as PHP800, any one can have the opportunity to receive premium and immediate emergency medical attention to any of PhilCare’s affiliated designated hospitals in the country. What’s PHP800? That’s just a quick round of burgers and fries for a group of three in any of the high-end burger places in Makati. PHP800 is a prepaid cellphone load good for a month; it’s also a pair of jeans from Forever21 or H&M.

My point is, we Filipinos often times find a way to buy the latest gadgets and even the latest phone accessories for our Smart Phones. Don’t you think it’s also wise to invest a small amount to take care of your self? After all, at the end of the day, you’re not just buying a card promising you prepaid emergency health plan — you are buying yourself peace of mind and the comfort of knowing that you will be taken cared of during times of emergency.

For more information or to purchase, go to

One Comment Add yours

  1. Mary Joy says:

    Very Informative article. Every Filipino deserves a trusted health insurance that will surely support their medical payments in times that they need it, that’s why it is very important to find and get the best healthcare insurance and find the best plan for yourself and to your loved ones. Try to check this to know more about top healthcare brands in the Philippines.

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