Sorry for the long absence. The past few days have been both busy and harrowing.
The past few has been an ugly collection of weird encounters and equally weirder problems.
Here’s the first “Weird News of the Week –”
Earlier last month, I transferred about three thousand bucks from my savings account to my express cash card as means of paying the remaining hotel stay for our Taipei trip later this week. The total amount on my prepaid cash card account was PHP3,065.00.
Last Sunday, I checked back on my account to reconcile my balance and to prepare the budget for the upcoming trip. When to my horror — the balance reflected on the computer screen was less than PHP500. I was missing more than PHP2,500.00 and I haven’t even used the card whether online or in store. Panicking, I called my bank’s efficient customer service hotline and inquired. And then, the weirdness started kicking in.
There was no record of the bank transfer, no record of the transaction and no proof that I transferred that amount from my savings account to the cash card. In short, records show that the money didn’t exist at all. I was blessed to be given a sympathetic and helpful phone banker, the guy pulled all my records, checked all my transactions, checked all access to the prepaid cash card to ensure that there was no unwarranted usage or illegal access to the account (there was none) and painfully checked point-by-point all my online transactions in the last three weeks. Everything seemed to be at point. Yet, I was still missing PHP2,500 (about USD60).
I told him, it was weird. Surely, I haven’t dreamed seeing that money on my prepaid cash card in the last two weeks before it disappeared. He was sympathetic, but we both know that without tangible records, my complaints were moot. In the end, he kindly advised me to double check all my transactions and to send them a copy as soon as I found a proof that the transfer of the said amount did exist. He gave me a reference number and wished me luck.
It’s either I am dreaming, losing my screws or PHP2500 disappeared into thin air, never to be seen again.
I am certain that I had that amount in the bank. In fact, I was that certain because I have been tempted to use it to fund my shoe addiction. Fearing that I will spend it on useless things, I decided to keep it in the prepaid cash card knowing I have no means of withdrawing it. And yep, now — it’s gone, just like that.
Now, I am going through my bank records with a fine-toothed comb, trying to check all my transactions and see if they all add up. I might have a few loose screws here and there, but I am quite sane when it comes to my finances. I watch all expenses and money coming in like a hawk — taking care to spread it in the balance sheet. After all, if you are someone with a household to run, the hubby’s tuition to pay and various payables to attend to, you kinda develop an acumen in keeping your finances in check.
Anyway, I hope things will be okay and that there will be a sane resolution for all this. Money matters has a way of driving people crazy, really.